It's really a matter of common sense. This is something I know something about as I was once,in the dim and distant mists of time a chemist working for a well known multi-national.
The harm any chemical,even really nasty ones,can do you is related to your exposure to that chemical.
There are some toxic chemicals used,particularly as solvents,in the glues,paints and fillers that we use. This is where the common sense comes in. You can limit your exposure by working in a ventilated area,using a spray booth,wearing a suitable mask,wearing latex gloves and in all sorts of other ways.
Would I use gloves and a mask to apply a filler to the wing roots of a model aeroplane? No,my exposure to the solvent,say Toluene,is so small I wouldn't bother.
Would I wear a suitable mask when spraying Alclad? You bet I would.
Plastic cements are usually a mixture of volatile solvents. I don't use a mask using them either. I apply the cement with a brush (minimum exposure) and then put the top back on. This saves me money by preventing said volatiles evaporating into the atmosphere,where I can inhale them,thus reducing my exposure. I win twice!
If you are worried about or notice any reaction (like a rash on your hands) to anything you are using then wear some protection and maybe consider a different product.
I don't think this is a dangerous hobby at all. I think an awareness that some of the products we use are potentially hazardous is important. I think some of the warnings are a little over the top and do sometimes cause undue concern,but better safe than sorry. Take sensible and basic precautions and enjoy the hobby
Colin,TNT is 2,4,6 trinitrotoluene. The toluene is the "skeleton" of the molecule. It comprises a ring of 6 carbon atoms with the methyl group on carbon number 1. Stick a nitrate group (NO2) on carbons number 2,4 and 6 and you've got TNT......BOOM!
I don't think I'm giving anything away when I say it is quite easy to make,in a laboratory with some standard equipment and reagents
Cheers
Steve